IBPS Preparation

Dear Aspirants,

The Department of Posts will tentatively conduct the India Post Payments Bankonline Exam in December 2016/January 2017.

Though the exact India Post Payments Bank Exam dates are yet to be announced, we’d recommend you start your preparation for the exam as there’s little more than a month left for it. Therefore, in the following article, we are providing you some handy tips to help you prepare for your India Post Payments Bank Exam.

Following is the India Post Payments Bank Exam Pattern:

India Post Payments Bank Officer Scale 1 Prelims Exam Pattern
Sr. No Name of the section Number of questions Maximum Marks Duration
1 English Language 30 30 Composite time of 1 hour
2 Reasoning Ability 35 35
3 Quantitative Aptitude 35 35
Total 100 100

Candidates have to qualify in each of the sections by securing cut off marks to be decided by India Post Payments Bank.

India Post Payments Bank Officer Scale 1 Mains Exam Pattern
Sr. No Name of the section Number of questions Maximum marks Medium of exam Duration
1 Reasoning 50 50 English & Hindi 40 minutes
2 English Language 40 40 English 30 minutes
3 Computer Knowledge 20 20 English & Hindi 10 minutes
4 General Awareness 40 40 English & Hindi 20 minutes
5 Quantitative Aptitude 50 50 English & Hindi 40 minutes
200 200 140 minutes


For every wrong answer, there is a negative marking of ¼ marks in every section.

Let’s dive into the sections:

Quantitative Aptitude for India Post Payments Bank:

Practice: You can master the Quant section only by sufficient practice. Practice adequate number of questions in Quantitative Aptitude from different topics on a daily basis.

Concept: Brush up your basics. Learn tables, formulas, shortcuts and concepts before you move on to solving the questions.

Mental calculations: Practice calculating mentally. This will save you time during your exam.

Practice workbook: Maintain a practice workbook to note down all the important formulas and concepts. This will come in handy during your revision.

Important topics under Quantitative Aptitude:

  • Data Interpretation (Pie chart, Line graph, bar graph, Spider chart, Labels)
  • Word problems
  • Number series
  • Data comparison
  • Approximation

Suggested reading: Quantitative Aptitude for Competitive Examinations by R. S. Aggarwal

Reasoning for India Post Payments Bank:

Reasoning ability tests your logical thinking skills. This skill can be developed and mastered by solving a lot of puzzles, like Sudoku, crossword puzzles, etc. online and games such as checkers and chess.

Refer to last years’ IBPS PO Reasoning question papers to understand the kind of questions you will be asked and analyze it. Refer to solved question papers as this will help you learn quicker ways of solving the problems.

Important topics under Reasoning:

  • Analytical reasoning (circular and linear arrangement, floor puzzle, grid/matrix puzzle, box puzzle)
  • Inequalities
  • Coding-decoding
  • Syllogism
  • Blood relations
  • Directions
  • Data sufficiency
  • Critical Reasoning

Suggested reading: A Modern Approach to Verbal and Non-Verbal Reasoning by R. S. Aggarwal

English Language for India Post Payments Bank:

Read: Like Quant and Reasoning, English can be mastered only by consistent and regular reading. Read a variety of text like, Newspapers, Magazines, Periodicals, Novels, etc. Dedicate at least 2 hours every day to read.

Vocabulary: Keep a dictionary handy, so whenever you come across a difficult word that you don’t understand, you can immediately look it up. Mind mapping will help you remember words better. Associate words with pictures and understand their origin to remember it better.

Reading speed: It’s important that you have a good reading speed, as this will save you time during the exam. To increase your reading speed, use a pointer. Ideally a pointer can be a pencil, pen or your own finger. Trace the text you’re reading with your pointer and let your eyes get acquainted to it. You can regulate your reading speed using your pointer by moving it fast or slowing down wherever it is necessary.

Important topics under English Language:

  • Reading Comprehension
  • Fill in the blanks
  • Parajumbles
  • Error spotting
  • Cloze test
  • Spelling mistake/Inappropriate usage
  • Phrase replacement 

Suggested reading:

High School Grammar and Composition by Wren and Martin

Word Power Made Easy by Norman Lewis

General Awareness for India Post Payments Bank:

The General Awareness section can be broadly divided into three sections:

  • Banking Awareness
  • Current Affairs
  • Static General Knowledge


  • Read newspapers every day. Take out time to read from page to page. Read newspapers like The Hindu or The Economic Times.
  • Get yourself a copy of Lucent’s General Knowledge or Manorama Yearbook 2016, which contain up-to-date information.
  • Watch news for at least 30 minutes every day to understand what’s happening in the world around you.
  • Take General knowledge quizzes online. This is not just to test your GK but also to learn things you didn’t know.
  • Learn the various banking terms, functions and history of banking, different types of banks, banking schemes, policies, functioning of the regulatory body The Reserve Bank of India.

Suggested reading:

Lucent’s GK

Manorama Yearbook 2016

Computer Knowledge for India Post Payments Bank:

The computer knowledge section tests your knowledge of Computers. Basic knowledge of computers is essential to clear the sectional cut off of this section.

Important topics:

History of computers, Functions of computers, Hardware and software, CPU, Input and Output devices, Networking, Internet, MS Office, Operating Systems.

Suggested Reading: Computer Knowledge for SBI/ IBPS Clerk/ PO/ RRB/ RBI/ SSC/ Insurance Exams by Shikha Agarwal